Highmark & UPMC Health Plan Options Offered in 2017

In 2017, MBS will continue to be the only municipal trust having direct contracts with BOTH integrated delivery systems in Western Pennsylvania (Highmark/Allegheny Health Network and UPMC Health Plan / UPMC Health System).  Our unique partnerships guarantee our clients will receive the absolute best discounts on healthcare costs incurred in our region.  Our expense ratio (the percentage of cost for administering the Medical Program, which includes claims processing, network access, care management, stop loss insurance, etc.) continues to be the lowest in Pennsylvania at only 6.5%!  This means that $0.935 of every dollar our clients pay in premium, on average, goes toward paying claims.   Most fully-insured plans allocate from 15% to 25% to cover administrative expenses.   There is simply no other carrier or trust that can compete with MBS in providing the highest level of service at the absolute lowest healthcare cost to municipalities.

We are proud to be able to offer municipalities the best health care program in Pennsylvania



Municipal Benefits Services     301 Grant Street, Suite 270      Pittsburgh, PA 15219