Rate Mitigation Account

Unlike insurance companies who use access reserves as a profit, MBS credits excess reserve back to our participating members’
Rate Mitigation Accounts. These funds can be used by groups for (1) any approved medical program expense (e.g., wellness programs), (2) to offset premium costs, or (3) can be rolled over for future use by a group.

Municipal Benefits Services     301 Grant Street, Suite 270      Pittsburgh, PA 15219